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CityLedger

Abilene vs Waco

Metro-area medians — Abilene, TX Metro Area vs Waco, TX Metro Area — not the cities proper.

Waco comes out ahead, winning 5 of the 7 clearly-decided measures.

Abilene and Waco cost about the same to live in, but Waco households earn about 7% more. Adjusted for local prices, a typical paycheck stretches further in Waco.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Abilene, TX
$61,314
take-home / yr · 18% to tax
$67,852
real value after local prices
Waco, TX
$61,314
take-home / yr · 18% to tax
$66,249
real value after local prices

On $75,000 for just you, Abilene leaves you about $1,603/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Abilene
Waco
Livability (CityLedger)
43/100
47/100
Cost of living (price level, US = 100)
90.4
92.5
Cost-adjusted income (pay's real value)
$70,150
$73,249
Median household income
$63,390
$67,792
Median rent
$1,173/mo
$1,238/mo
Median home value
$190,500
$277,100
Unemployment
3.2%
3%
Bachelor's degree or higher
26.8%
28.8%
Average commute
20.5 min
21.1 min
Air quality (median AQI)
53
Avg temperature
66°F
67°F

Choose Abilene for

  • + Median rent
  • + Median home value
Full Abilene profile →

Choose Waco for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Bachelor's degree or higher
Full Waco profile →

Abilene vs Waco — frequently asked

Is Abilene cheaper than Waco?
They are about even — the overall cost of living in the Abilene and Waco metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Abilene or Waco?
Waco has the higher median household income — $67,792 versus $63,390 (U.S. Census Bureau, ACS), about 7% more.
Does a paycheck go further in Abilene or Waco?
A paycheck stretches further in Waco. Adjusted for local prices, the median income is worth $73,249 there versus $70,150 in Abilene.
Which has cheaper rent, Abilene or Waco?
Abilene has cheaper rent — a median of $1,173/mo versus $1,238/mo (U.S. Census Bureau, ACS).