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CityLedger

Ann Arbor vs Fort Collins

Metro-area medians — Ann Arbor, MI Metro Area vs Fort Collins-Loveland, CO Metro Area — not the cities proper.

Ann Arbor comes out ahead, winning 4 of the 6 clearly-decided measures.

Ann Arbor and Fort Collins cost about the same to live in, but Fort Collins households earn about 3% more. Adjusted for local prices, a typical paycheck stretches about as far in either.

For your salary & household

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Ann Arbor, MI
$58,126
take-home / yr · 22% to tax
$57,619
real value after local prices
Fort Collins, CO
$58,707
take-home / yr · 22% to tax
$58,052
real value after local prices

On $75,000 for just you, Fort Collins leaves you about $433/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Ann Arbor
Fort Collins
Livability (CityLedger)
71/100
75/100
Cost of living (price level, US = 100)
100.9
101.1
Cost-adjusted income (pay's real value)
$89,733
$92,236
Median household income
$90,523
$93,276
Median rent
$1,554/mo
$1,751/mo
Median home value
$395,300
$610,000
Unemployment
4.3%
4.2%
Bachelor's degree or higher
59.9%
55.5%
Average commute
24.4 min
23.9 min
Air quality (median AQI)
43
54
Avg temperature
48°F
47°F

Choose Ann Arbor for

  • + Median rent
  • + Median home value
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Ann Arbor profile →

Choose Fort Collins for

  • + Livability (CityLedger)
  • + Median household income
Full Fort Collins profile →

Ann Arbor vs Fort Collins — frequently asked

Is Ann Arbor cheaper than Fort Collins?
They are about even — the overall cost of living in the Ann Arbor and Fort Collins metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Ann Arbor or Fort Collins?
Fort Collins has the higher median household income — $93,276 versus $90,523 (U.S. Census Bureau, ACS), about 3% more.
Does a paycheck go further in Ann Arbor or Fort Collins?
It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($89,733 versus $92,236).
Which has cheaper rent, Ann Arbor or Fort Collins?
Ann Arbor has cheaper rent — a median of $1,554/mo versus $1,751/mo (U.S. Census Bureau, ACS).