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CityLedger

Austin vs Phoenix

Metro-area medians — Austin-Round Rock-San Marcos, TX Metro Area vs Phoenix-Mesa-Chandler, AZ Metro Area — not the cities proper.

Austin comes out ahead, winning 7 of the 7 clearly-decided measures.

Austin is both cheaper to live in (about 5% less) and higher-earning (about 11% more) than Phoenix. Adjusted for local prices, a typical paycheck stretches further in Austin.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Austin, TX
$61,314
take-home / yr · 18% to tax
$62,523
real value after local prices
Phoenix, AZ
$59,814
take-home / yr · 20% to tax
$57,894
real value after local prices

On $75,000 for just you, Austin leaves you about $4,629/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Austin
Phoenix
Livability (CityLedger)
83/100
58/100
Cost of living (price level, US = 100)
98.1
103.3
Cost-adjusted income (pay's real value)
$101,867
$87,240
Median household income
$99,897
$90,133
Median rent
$1,784/mo
$1,819/mo
Median home value
$482,800
$470,600
Unemployment
3.9%
4.2%
Bachelor's degree or higher
52.3%
36.9%
Average commute
28.2 min
27.6 min
Air quality (median AQI)
52
86
Avg temperature
68°F
76°F

Choose Austin for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Austin profile →

Choose Phoenix for

  • No clear edge
Full Phoenix profile →

Austin vs Phoenix — frequently asked

Is Austin cheaper than Phoenix?
Austin is cheaper: its overall cost of living runs about 5% below Phoenix's (BEA Regional Price Parities).
Which has higher household income, Austin or Phoenix?
Austin has the higher median household income — $99,897 versus $90,133 (U.S. Census Bureau, ACS), about 11% more.
Does a paycheck go further in Austin or Phoenix?
A paycheck stretches further in Austin. Adjusted for local prices, the median income is worth $101,867 there versus $87,240 in Phoenix.
Which has cheaper rent, Austin or Phoenix?
Rents are close — $1,784/mo in the Austin metro versus $1,819/mo in Phoenix (U.S. Census Bureau, ACS).