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CityLedger

Austin vs San Jose

Metro-area medians — Austin-Round Rock-San Marcos, TX Metro Area vs San Jose-Sunnyvale-Santa Clara, CA Metro Area — not the cities proper.

Austin comes out ahead, winning 4 of the 7 clearly-decided measures.

Austin is about 13% cheaper to live in, while San Jose households earn about 65% more. Adjusted for local prices, a typical paycheck stretches further in San Jose.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Austin, TX
$61,314
take-home / yr · 18% to tax
$62,523
real value after local prices
San Jose, CA
$58,296
take-home / yr · 22% to tax
$52,794
real value after local prices

On $75,000 for just you, Austin leaves you about $9,729/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Austin
San Jose
Livability (CityLedger)
83/100
82/100
Cost of living (price level, US = 100)
98.1
110.4
Cost-adjusted income (pay's real value)
$101,867
$149,245
Median household income
$99,897
$164,801
Median rent
$1,784/mo
$2,827/mo
Median home value
$482,800
$1,528,500
Unemployment
3.9%
5.3%
Bachelor's degree or higher
52.3%
56.3%
Average commute
28.2 min
27.5 min
Air quality (median AQI)
52
51
Avg temperature
68°F
58°F

Choose Austin for

  • + Cost of living (price level, US = 100)
  • + Median rent
  • + Median home value
  • + Unemployment
Full Austin profile →

Choose San Jose for

  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Bachelor's degree or higher
Full San Jose profile →

Austin vs San Jose — frequently asked

Is Austin cheaper than San Jose?
Austin is cheaper: its overall cost of living runs about 13% below San Jose's (BEA Regional Price Parities).
Which has higher household income, Austin or San Jose?
San Jose has the higher median household income — $164,801 versus $99,897 (U.S. Census Bureau, ACS), about 65% more.
Does a paycheck go further in Austin or San Jose?
A paycheck stretches further in San Jose. Adjusted for local prices, the median income is worth $149,245 there versus $101,867 in Austin.
Which has cheaper rent, Austin or San Jose?
Austin has cheaper rent — a median of $1,784/mo versus $2,827/mo (U.S. Census Bureau, ACS).