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CityLedger

Baltimore vs Sacramento

Metro-area medians — Baltimore-Columbia-Towson, MD Metro Area vs Sacramento-Roseville-Folsom, CA Metro Area — not the cities proper.

Baltimore comes out ahead, winning 6 of the 7 clearly-decided measures.

Baltimore and Sacramento are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches about as far in either.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Baltimore, MD
$57,932
take-home / yr · 23% to tax
$55,444
real value after local prices
Sacramento, CA
$58,296
take-home / yr · 22% to tax
$54,651
real value after local prices

On $75,000 for just you, Baltimore leaves you about $793/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Baltimore
Sacramento
Livability (CityLedger)
69/100
59/100
Cost of living (price level, US = 100)
104.5
106.7
Cost-adjusted income (pay's real value)
$94,429
$92,599
Median household income
$98,666
$98,775
Median rent
$1,633/mo
$1,904/mo
Median home value
$403,000
$605,500
Unemployment
4.3%
5.9%
Bachelor's degree or higher
45.3%
38.3%
Average commute
30.3 min
27.7 min
Air quality (median AQI)
47
55
Avg temperature
59°F
63°F

Choose Baltimore for

  • + Livability (CityLedger)
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Baltimore profile →

Choose Sacramento for

  • + Average commute
Full Sacramento profile →

Baltimore vs Sacramento — frequently asked

Is Baltimore cheaper than Sacramento?
They are about even — the overall cost of living in the Baltimore and Sacramento metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Baltimore or Sacramento?
Household incomes are similar — $98,666 in the Baltimore metro versus $98,775 in Sacramento (U.S. Census Bureau, ACS).
Does a paycheck go further in Baltimore or Sacramento?
It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($94,429 versus $92,599).
Which has cheaper rent, Baltimore or Sacramento?
Baltimore has cheaper rent — a median of $1,633/mo versus $1,904/mo (U.S. Census Bureau, ACS).