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CityLedger

Charlotte vs Cleveland

Metro-area medians — Charlotte-Concord-Gastonia, NC-SC Metro Area vs Cleveland, OH Metro Area — not the cities proper.

Charlotte comes out ahead, winning 5 of the 9 clearly-decided measures.

Cleveland is about 4% cheaper to live in, while Charlotte households earn about 18% more. Adjusted for local prices, a typical paycheck stretches further in Charlotte.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Charlotte, NC
$58,668
take-home / yr · 22% to tax
$60,266
real value after local prices
Cleveland, OH
$59,967
take-home / yr · 20% to tax
$63,847
real value after local prices

On $75,000 for just you, Cleveland leaves you about $3,581/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Charlotte
Cleveland
Livability (CityLedger)
64/100
51/100
Cost of living (price level, US = 100)
97.3
93.9
Cost-adjusted income (pay's real value)
$88,279
$77,225
Median household income
$85,938
$72,532
Median rent
$1,594/mo
$1,087/mo
Median home value
$400,400
$234,700
Unemployment
3.7%
4.1%
Bachelor's degree or higher
41.5%
34.7%
Average commute
27.5 min
24 min
Air quality (median AQI)
53
Avg temperature
61°F
52°F

Choose Charlotte for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Bachelor's degree or higher
Full Charlotte profile →

Choose Cleveland for

  • + Cost of living (price level, US = 100)
  • + Median rent
  • + Median home value
  • + Average commute
Full Cleveland profile →

Charlotte vs Cleveland — frequently asked

Is Charlotte cheaper than Cleveland?
Cleveland is cheaper: its overall cost of living runs about 4% below Charlotte's (BEA Regional Price Parities).
Which has higher household income, Charlotte or Cleveland?
Charlotte has the higher median household income — $85,938 versus $72,532 (U.S. Census Bureau, ACS), about 18% more.
Does a paycheck go further in Charlotte or Cleveland?
A paycheck stretches further in Charlotte. Adjusted for local prices, the median income is worth $88,279 there versus $77,225 in Cleveland.
Which has cheaper rent, Charlotte or Cleveland?
Cleveland has cheaper rent — a median of $1,087/mo versus $1,594/mo (U.S. Census Bureau, ACS).