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CityLedger

Chattanooga vs Knoxville

Metro-area medians — Chattanooga, TN-GA Metro Area vs Knoxville, TN Metro Area — not the cities proper.

Knoxville comes out ahead, winning 4 of the 5 clearly-decided measures.

Chattanooga and Knoxville are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches about as far in either.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Chattanooga, TN
$61,314
take-home / yr · 18% to tax
$67,036
real value after local prices
Knoxville, TN
$61,314
take-home / yr · 18% to tax
$66,235
real value after local prices

On $75,000 for just you, Chattanooga leaves you about $800/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Chattanooga
Knoxville
Livability (CityLedger)
51/100
55/100
Cost of living (price level, US = 100)
91.5
92.6
Cost-adjusted income (pay's real value)
$82,083
$80,139
Median household income
$75,076
$74,184
Median rent
$1,265/mo
$1,219/mo
Median home value
$324,500
$351,400
Unemployment
4.7%
3.1%
Bachelor's degree or higher
32.4%
34.2%
Average commute
24.5 min
24.7 min
Air quality (median AQI)
52
52
Avg temperature
62°F
59°F

Choose Chattanooga for

  • + Median home value
Full Chattanooga profile →

Choose Knoxville for

  • + Livability (CityLedger)
  • + Median rent
  • + Unemployment
  • + Bachelor's degree or higher
Full Knoxville profile →

Chattanooga vs Knoxville — frequently asked

Is Chattanooga cheaper than Knoxville?
They are about even — the overall cost of living in the Chattanooga and Knoxville metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Chattanooga or Knoxville?
Household incomes are similar — $75,076 in the Chattanooga metro versus $74,184 in Knoxville (U.S. Census Bureau, ACS).
Does a paycheck go further in Chattanooga or Knoxville?
It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($82,083 versus $80,139).
Which has cheaper rent, Chattanooga or Knoxville?
Knoxville has cheaper rent — a median of $1,219/mo versus $1,265/mo (U.S. Census Bureau, ACS).