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CityLedger

Chico vs Eugene

Metro-area medians — Chico, CA Metro Area vs Eugene-Springfield, OR Metro Area — not the cities proper.

Eugene comes out ahead, winning 6 of the 7 clearly-decided measures.

Chico and Eugene cost about the same to live in, but Eugene households earn about 13% more. Adjusted for local prices, a typical paycheck stretches further in Eugene.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Chico, CA
$58,296
take-home / yr · 22% to tax
$57,607
real value after local prices
Eugene, OR
$55,305
take-home / yr · 26% to tax
$54,451
real value after local prices

On $75,000 for just you, Chico leaves you about $3,156/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Chico
Eugene
Livability (CityLedger)
26/100
42/100
Cost of living (price level, US = 100)
101.2
101.6
Cost-adjusted income (pay's real value)
$64,450
$72,342
Median household income
$65,221
$73,476
Median rent
$1,446/mo
$1,470/mo
Median home value
$420,400
$448,000
Unemployment
7.6%
5.3%
Bachelor's degree or higher
31.2%
33.8%
Average commute
21.4 min
21.5 min
Air quality (median AQI)
46
44
Avg temperature
63°F
53°F

Choose Chico for

  • + Median home value
Full Chico profile →

Choose Eugene for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Eugene profile →

Chico vs Eugene — frequently asked

Is Chico cheaper than Eugene?
They are about even — the overall cost of living in the Chico and Eugene metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Chico or Eugene?
Eugene has the higher median household income — $73,476 versus $65,221 (U.S. Census Bureau, ACS), about 13% more.
Does a paycheck go further in Chico or Eugene?
A paycheck stretches further in Eugene. Adjusted for local prices, the median income is worth $72,342 there versus $64,450 in Chico.
Which has cheaper rent, Chico or Eugene?
Rents are close — $1,446/mo in the Chico metro versus $1,470/mo in Eugene (U.S. Census Bureau, ACS).