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CityLedger

Cincinnati vs Tampa

Metro-area medians — Cincinnati, OH-KY-IN Metro Area vs Tampa-St. Petersburg-Clearwater, FL Metro Area — not the cities proper.

Cincinnati comes out ahead, winning 8 of the 9 clearly-decided measures.

Cincinnati is both cheaper to live in (about 6% less) and higher-earning (about 4% more) than Tampa. Adjusted for local prices, a typical paycheck stretches further in Cincinnati.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Cincinnati, OH
$59,967
take-home / yr · 20% to tax
$62,879
real value after local prices
Tampa, FL
$61,314
take-home / yr · 18% to tax
$60,773
real value after local prices

On $75,000 for just you, Cincinnati leaves you about $2,106/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Cincinnati
Tampa
Livability (CityLedger)
59/100
47/100
Cost of living (price level, US = 100)
95.4
100.9
Cost-adjusted income (pay's real value)
$85,445
$77,584
Median household income
$81,489
$78,275
Median rent
$1,203/mo
$1,776/mo
Median home value
$288,700
$387,400
Unemployment
4%
4.3%
Bachelor's degree or higher
37.1%
36.5%
Average commute
25.1 min
29.4 min
Air quality (median AQI)
54
51
Avg temperature
55°F
75°F

Choose Cincinnati for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Average commute
Full Cincinnati profile →

Choose Tampa for

  • + Air quality (median AQI)
Full Tampa profile →

Cincinnati vs Tampa — frequently asked

Is Cincinnati cheaper than Tampa?
Cincinnati is cheaper: its overall cost of living runs about 6% below Tampa's (BEA Regional Price Parities).
Which has higher household income, Cincinnati or Tampa?
Cincinnati has the higher median household income — $81,489 versus $78,275 (U.S. Census Bureau, ACS), about 4% more.
Does a paycheck go further in Cincinnati or Tampa?
A paycheck stretches further in Cincinnati. Adjusted for local prices, the median income is worth $85,445 there versus $77,584 in Tampa.
Which has cheaper rent, Cincinnati or Tampa?
Cincinnati has cheaper rent — a median of $1,203/mo versus $1,776/mo (U.S. Census Bureau, ACS).