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CityLedger

Cleveland vs Indianapolis

Metro-area medians — Cleveland, OH Metro Area vs Indianapolis-Carmel-Greenwood, IN Metro Area — not the cities proper.

Indianapolis comes out ahead, winning 4 of the 7 clearly-decided measures.

Cleveland and Indianapolis cost about the same to live in, but Indianapolis households earn about 11% more. Adjusted for local prices, a typical paycheck stretches further in Indianapolis.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Cleveland, OH
$59,967
take-home / yr · 20% to tax
$63,847
real value after local prices
Indianapolis, IN
$59,064
take-home / yr · 21% to tax
$61,720
real value after local prices

On $75,000 for just you, Cleveland leaves you about $2,127/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Cleveland
Indianapolis
Livability (CityLedger)
51/100
58/100
Cost of living (price level, US = 100)
93.9
95.7
Cost-adjusted income (pay's real value)
$77,225
$83,848
Median household income
$72,532
$80,239
Median rent
$1,087/mo
$1,273/mo
Median home value
$234,700
$291,400
Unemployment
4.1%
4%
Bachelor's degree or higher
34.7%
39.4%
Average commute
24 min
25.6 min
Air quality (median AQI)
55
Avg temperature
52°F
54°F

Choose Cleveland for

  • + Median rent
  • + Median home value
  • + Average commute
Full Cleveland profile →

Choose Indianapolis for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Bachelor's degree or higher
Full Indianapolis profile →

Cleveland vs Indianapolis — frequently asked

Is Cleveland cheaper than Indianapolis?
They are about even — the overall cost of living in the Cleveland and Indianapolis metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Cleveland or Indianapolis?
Indianapolis has the higher median household income — $80,239 versus $72,532 (U.S. Census Bureau, ACS), about 11% more.
Does a paycheck go further in Cleveland or Indianapolis?
A paycheck stretches further in Indianapolis. Adjusted for local prices, the median income is worth $83,848 there versus $77,225 in Cleveland.
Which has cheaper rent, Cleveland or Indianapolis?
Cleveland has cheaper rent — a median of $1,087/mo versus $1,273/mo (U.S. Census Bureau, ACS).