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CityLedger

Denver vs Miami

Metro-area medians — Denver-Aurora-Centennial, CO Metro Area vs Miami-Fort Lauderdale-West Palm Beach, FL Metro Area — not the cities proper.

Denver comes out ahead, winning 8 of the 10 clearly-decided measures.

Denver is both cheaper to live in (about 8% less) and higher-earning (about 34% more) than Miami. Adjusted for local prices, a typical paycheck stretches further in Denver.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Denver, CO
$58,707
take-home / yr · 22% to tax
$55,498
real value after local prices
Miami, FL
$61,314
take-home / yr · 18% to tax
$53,711
real value after local prices

On $75,000 for just you, Denver leaves you about $1,787/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Denver
Miami
Livability (CityLedger)
83/100
41/100
Cost of living (price level, US = 100)
105.8
114.2
Cost-adjusted income (pay's real value)
$102,140
$70,628
Median household income
$108,046
$80,625
Median rent
$1,943/mo
$2,083/mo
Median home value
$631,000
$510,600
Unemployment
4.2%
4.5%
Bachelor's degree or higher
51.6%
38.7%
Average commute
27.7 min
30.2 min
Air quality (median AQI)
64
51
Avg temperature
50°F
77°F

Choose Denver for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
Full Denver profile →

Choose Miami for

  • + Median home value
  • + Air quality (median AQI)
Full Miami profile →

Denver vs Miami — frequently asked

Is Denver cheaper than Miami?
Denver is cheaper: its overall cost of living runs about 8% below Miami's (BEA Regional Price Parities).
Which has higher household income, Denver or Miami?
Denver has the higher median household income — $108,046 versus $80,625 (U.S. Census Bureau, ACS), about 34% more.
Does a paycheck go further in Denver or Miami?
A paycheck stretches further in Denver. Adjusted for local prices, the median income is worth $102,140 there versus $70,628 in Miami.
Which has cheaper rent, Denver or Miami?
Denver has cheaper rent — a median of $1,943/mo versus $2,083/mo (U.S. Census Bureau, ACS).