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CityLedger

Denver vs Phoenix

Metro-area medians — Denver-Aurora-Centennial, CO Metro Area vs Phoenix-Mesa-Chandler, AZ Metro Area — not the cities proper.

Denver comes out ahead, winning 5 of the 7 clearly-decided measures.

Denver and Phoenix cost about the same to live in, but Denver households earn about 20% more. Adjusted for local prices, a typical paycheck stretches further in Denver.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Denver, CO
$58,707
take-home / yr · 22% to tax
$55,498
real value after local prices
Phoenix, AZ
$59,814
take-home / yr · 20% to tax
$57,894
real value after local prices

On $75,000 for just you, Phoenix leaves you about $2,396/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Denver
Phoenix
Livability (CityLedger)
83/100
58/100
Cost of living (price level, US = 100)
105.8
103.3
Cost-adjusted income (pay's real value)
$102,140
$87,240
Median household income
$108,046
$90,133
Median rent
$1,943/mo
$1,819/mo
Median home value
$631,000
$470,600
Unemployment
4.2%
4.2%
Bachelor's degree or higher
51.6%
36.9%
Average commute
27.7 min
27.6 min
Air quality (median AQI)
64
86
Avg temperature
50°F
76°F

Choose Denver for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Denver profile →

Choose Phoenix for

  • + Median rent
  • + Median home value
Full Phoenix profile →

Denver vs Phoenix — frequently asked

Is Denver cheaper than Phoenix?
They are about even — the overall cost of living in the Denver and Phoenix metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Denver or Phoenix?
Denver has the higher median household income — $108,046 versus $90,133 (U.S. Census Bureau, ACS), about 20% more.
Does a paycheck go further in Denver or Phoenix?
A paycheck stretches further in Denver. Adjusted for local prices, the median income is worth $102,140 there versus $87,240 in Phoenix.
Which has cheaper rent, Denver or Phoenix?
Phoenix has cheaper rent — a median of $1,819/mo versus $1,943/mo (U.S. Census Bureau, ACS).