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CityLedger

Elkhart vs Yuma

Metro-area medians — Elkhart-Goshen, IN Metro Area vs Yuma, AZ Metro Area — not the cities proper.

Elkhart comes out ahead, winning 8 of the 9 clearly-decided measures.

Elkhart and Yuma cost about the same to live in, but Elkhart households earn about 5% more. Adjusted for local prices, a typical paycheck stretches further in Elkhart.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Elkhart, IN
$59,064
take-home / yr · 21% to tax
$65,390
real value after local prices
Yuma, AZ
$59,814
take-home / yr · 20% to tax
$64,520
real value after local prices

On $75,000 for just you, Elkhart leaves you about $870/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Elkhart
Yuma
Livability (CityLedger)
40/100
27/100
Cost of living (price level, US = 100)
90.3
92.7
Cost-adjusted income (pay's real value)
$77,356
$72,103
Median household income
$69,872
$66,844
Median rent
$1,047/mo
$1,099/mo
Median home value
$239,500
$255,300
Unemployment
4.5%
6.6%
Bachelor's degree or higher
22.1%
17.1%
Average commute
22.8 min
21.9 min
Air quality (median AQI)
45
47
Avg temperature
50°F
73°F

Choose Elkhart for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Elkhart profile →

Choose Yuma for

  • + Average commute
Full Yuma profile →

Elkhart vs Yuma — frequently asked

Is Elkhart cheaper than Yuma?
They are about even — the overall cost of living in the Elkhart and Yuma metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Elkhart or Yuma?
Elkhart has the higher median household income — $69,872 versus $66,844 (U.S. Census Bureau, ACS), about 5% more.
Does a paycheck go further in Elkhart or Yuma?
A paycheck stretches further in Elkhart. Adjusted for local prices, the median income is worth $77,356 there versus $72,103 in Yuma.
Which has cheaper rent, Elkhart or Yuma?
Elkhart has cheaper rent — a median of $1,047/mo versus $1,099/mo (U.S. Census Bureau, ACS).