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CityLedger

Houston vs Phoenix

Metro-area medians — Houston-Pasadena-The Woodlands, TX Metro Area vs Phoenix-Mesa-Chandler, AZ Metro Area — not the cities proper.

Phoenix comes out ahead, winning 5 of the 9 clearly-decided measures.

Houston is about 5% cheaper to live in, while Phoenix households earn about 11% more. Adjusted for local prices, a typical paycheck stretches further in Phoenix.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Houston, TX
$61,314
take-home / yr · 18% to tax
$62,166
real value after local prices
Phoenix, AZ
$59,814
take-home / yr · 20% to tax
$57,894
real value after local prices

On $75,000 for just you, Houston leaves you about $4,272/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Houston
Phoenix
Livability (CityLedger)
46/100
58/100
Cost of living (price level, US = 100)
98.6
103.3
Cost-adjusted income (pay's real value)
$82,549
$87,240
Median household income
$81,417
$90,133
Median rent
$1,469/mo
$1,819/mo
Median home value
$327,400
$470,600
Unemployment
5.6%
4.2%
Bachelor's degree or higher
37.3%
36.9%
Average commute
31.1 min
27.6 min
Air quality (median AQI)
63
86
Avg temperature
71°F
76°F

Choose Houston for

  • + Cost of living (price level, US = 100)
  • + Median rent
  • + Median home value
  • + Air quality (median AQI)
Full Houston profile →

Choose Phoenix for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Average commute
Full Phoenix profile →

Houston vs Phoenix — frequently asked

Is Houston cheaper than Phoenix?
Houston is cheaper: its overall cost of living runs about 5% below Phoenix's (BEA Regional Price Parities).
Which has higher household income, Houston or Phoenix?
Phoenix has the higher median household income — $90,133 versus $81,417 (U.S. Census Bureau, ACS), about 11% more.
Does a paycheck go further in Houston or Phoenix?
A paycheck stretches further in Phoenix. Adjusted for local prices, the median income is worth $87,240 there versus $82,549 in Houston.
Which has cheaper rent, Houston or Phoenix?
Houston has cheaper rent — a median of $1,469/mo versus $1,819/mo (U.S. Census Bureau, ACS).