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CityLedger

Knoxville vs Louisville

Metro-area medians — Knoxville, TN Metro Area vs Louisville/Jefferson County, KY-IN Metro Area — not the cities proper.

Knoxville and Louisville are evenly matched, each taking 2 of the clearly-decided measures.

Knoxville and Louisville are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches about as far in either.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Knoxville, TN
$61,314
take-home / yr · 18% to tax
$66,235
real value after local prices
Louisville, KY
$58,444
take-home / yr · 22% to tax
$62,793
real value after local prices

On $75,000 for just you, Knoxville leaves you about $3,442/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Knoxville
Louisville
Livability (CityLedger)
55/100
46/100
Cost of living (price level, US = 100)
92.6
93.1
Cost-adjusted income (pay's real value)
$80,139
$79,834
Median household income
$74,184
$74,305
Median rent
$1,219/mo
$1,140/mo
Median home value
$351,400
$265,900
Unemployment
3.1%
5.4%
Bachelor's degree or higher
34.2%
33.4%
Average commute
24.7 min
25.1 min
Air quality (median AQI)
52
51
Avg temperature
59°F
58°F

Choose Knoxville for

  • + Livability (CityLedger)
  • + Unemployment
Full Knoxville profile →

Choose Louisville for

  • + Median rent
  • + Median home value
Full Louisville profile →

Knoxville vs Louisville — frequently asked

Is Knoxville cheaper than Louisville?
They are about even — the overall cost of living in the Knoxville and Louisville metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Knoxville or Louisville?
Household incomes are similar — $74,184 in the Knoxville metro versus $74,305 in Louisville (U.S. Census Bureau, ACS).
Does a paycheck go further in Knoxville or Louisville?
It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($80,139 versus $79,834).
Which has cheaper rent, Knoxville or Louisville?
Louisville has cheaper rent — a median of $1,140/mo versus $1,219/mo (U.S. Census Bureau, ACS).