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CityLedger

Miami vs Minneapolis

Metro-area medians — Miami-Fort Lauderdale-West Palm Beach, FL Metro Area vs Minneapolis-St. Paul-Bloomington, MN-WI Metro Area — not the cities proper.

Minneapolis comes out ahead, winning 10 of the 10 clearly-decided measures.

Minneapolis is both cheaper to live in (about 9% less) and higher-earning (about 21% more) than Miami. Adjusted for local prices, a typical paycheck stretches further in Minneapolis.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Miami, FL
$61,314
take-home / yr · 18% to tax
$53,711
real value after local prices
Minneapolis, MN
$57,702
take-home / yr · 23% to tax
$55,048
real value after local prices

On $75,000 for just you, Minneapolis leaves you about $1,337/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Miami
Minneapolis
Livability (CityLedger)
41/100
74/100
Cost of living (price level, US = 100)
114.2
104.8
Cost-adjusted income (pay's real value)
$70,628
$93,423
Median household income
$80,625
$97,928
Median rent
$2,083/mo
$1,444/mo
Median home value
$510,600
$384,300
Unemployment
4.5%
3.8%
Bachelor's degree or higher
38.7%
45.9%
Average commute
30.2 min
24.1 min
Air quality (median AQI)
51
47
Avg temperature
77°F
46°F

Choose Miami for

  • No clear edge
Full Miami profile →

Choose Minneapolis for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
  • + Air quality (median AQI)
Full Minneapolis profile →

Miami vs Minneapolis — frequently asked

Is Miami cheaper than Minneapolis?
Minneapolis is cheaper: its overall cost of living runs about 9% below Miami's (BEA Regional Price Parities).
Which has higher household income, Miami or Minneapolis?
Minneapolis has the higher median household income — $97,928 versus $80,625 (U.S. Census Bureau, ACS), about 21% more.
Does a paycheck go further in Miami or Minneapolis?
A paycheck stretches further in Minneapolis. Adjusted for local prices, the median income is worth $93,423 there versus $70,628 in Miami.
Which has cheaper rent, Miami or Minneapolis?
Minneapolis has cheaper rent — a median of $1,444/mo versus $2,083/mo (U.S. Census Bureau, ACS).