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CityLedger

Minneapolis vs Phoenix

Metro-area medians — Minneapolis-St. Paul-Bloomington, MN-WI Metro Area vs Phoenix-Mesa-Chandler, AZ Metro Area — not the cities proper.

Minneapolis comes out ahead, winning 9 of the 9 clearly-decided measures.

Minneapolis and Phoenix cost about the same to live in, but Minneapolis households earn about 9% more. Adjusted for local prices, a typical paycheck stretches further in Minneapolis.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Minneapolis, MN
$57,702
take-home / yr · 23% to tax
$55,048
real value after local prices
Phoenix, AZ
$59,814
take-home / yr · 20% to tax
$57,894
real value after local prices

On $75,000 for just you, Phoenix leaves you about $2,846/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Minneapolis
Phoenix
Livability (CityLedger)
74/100
58/100
Cost of living (price level, US = 100)
104.8
103.3
Cost-adjusted income (pay's real value)
$93,423
$87,240
Median household income
$97,928
$90,133
Median rent
$1,444/mo
$1,819/mo
Median home value
$384,300
$470,600
Unemployment
3.8%
4.2%
Bachelor's degree or higher
45.9%
36.9%
Average commute
24.1 min
27.6 min
Air quality (median AQI)
47
86
Avg temperature
46°F
76°F

Choose Minneapolis for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
  • + Air quality (median AQI)
Full Minneapolis profile →

Choose Phoenix for

  • No clear edge
Full Phoenix profile →

Minneapolis vs Phoenix — frequently asked

Is Minneapolis cheaper than Phoenix?
They are about even — the overall cost of living in the Minneapolis and Phoenix metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Minneapolis or Phoenix?
Minneapolis has the higher median household income — $97,928 versus $90,133 (U.S. Census Bureau, ACS), about 9% more.
Does a paycheck go further in Minneapolis or Phoenix?
A paycheck stretches further in Minneapolis. Adjusted for local prices, the median income is worth $93,423 there versus $87,240 in Phoenix.
Which has cheaper rent, Minneapolis or Phoenix?
Minneapolis has cheaper rent — a median of $1,444/mo versus $1,819/mo (U.S. Census Bureau, ACS).