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CityLedger

Nashville vs Phoenix

Metro-area medians — Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area vs Phoenix-Mesa-Chandler, AZ Metro Area — not the cities proper.

Nashville comes out ahead, winning 8 of the 9 clearly-decided measures.

Nashville costs about 7% less to live in, and household incomes are similar. Adjusted for local prices, a typical paycheck stretches further in Nashville.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Nashville, TN
$61,314
take-home / yr · 18% to tax
$63,644
real value after local prices
Phoenix, AZ
$59,814
take-home / yr · 20% to tax
$57,894
real value after local prices

On $75,000 for just you, Nashville leaves you about $5,750/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Nashville
Phoenix
Livability (CityLedger)
69/100
58/100
Cost of living (price level, US = 100)
96.3
103.3
Cost-adjusted income (pay's real value)
$92,175
$87,240
Median household income
$88,800
$90,133
Median rent
$1,627/mo
$1,819/mo
Median home value
$449,300
$470,600
Unemployment
3.4%
4.2%
Bachelor's degree or higher
43.3%
36.9%
Average commute
28.7 min
27.6 min
Air quality (median AQI)
51
86
Avg temperature
61°F
76°F

Choose Nashville for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Nashville profile →

Choose Phoenix for

  • + Average commute
Full Phoenix profile →

Nashville vs Phoenix — frequently asked

Is Nashville cheaper than Phoenix?
Nashville is cheaper: its overall cost of living runs about 7% below Phoenix's (BEA Regional Price Parities).
Which has higher household income, Nashville or Phoenix?
Household incomes are similar — $88,800 in the Nashville metro versus $90,133 in Phoenix (U.S. Census Bureau, ACS).
Does a paycheck go further in Nashville or Phoenix?
A paycheck stretches further in Nashville. Adjusted for local prices, the median income is worth $92,175 there versus $87,240 in Phoenix.
Which has cheaper rent, Nashville or Phoenix?
Nashville has cheaper rent — a median of $1,627/mo versus $1,819/mo (U.S. Census Bureau, ACS).