Phoenix vs St. Louis
Metro-area medians — Phoenix-Mesa-Chandler, AZ Metro Area vs St. Louis, MO-IL Metro Area — not the cities proper.
St. Louis comes out ahead, winning 8 of the 9 clearly-decided measures.
St. Louis is about 9% cheaper to live in, while Phoenix households earn about 10% more. Adjusted for local prices, a typical paycheck stretches about as far in either.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you, St. Louis leaves you about $3,843/yr better off after tax and local prices.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
Choose St. Louis for
- + Livability (CityLedger)
- + Cost of living (price level, US = 100)
- + Median rent
- + Median home value
- + Unemployment
- + Bachelor's degree or higher
- + Average commute
- + Air quality (median AQI)
Phoenix vs St. Louis — frequently asked
- Is Phoenix cheaper than St. Louis?
- St. Louis is cheaper: its overall cost of living runs about 9% below Phoenix's (BEA Regional Price Parities).
- Which has higher household income, Phoenix or St. Louis?
- Phoenix has the higher median household income — $90,133 versus $81,679 (U.S. Census Bureau, ACS), about 10% more.
- Does a paycheck go further in Phoenix or St. Louis?
- It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($87,240 versus $85,898).
- Which has cheaper rent, Phoenix or St. Louis?
- St. Louis has cheaper rent — a median of $1,154/mo versus $1,819/mo (U.S. Census Bureau, ACS).