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CityLedger

Springfield vs Toledo

Metro-area medians — Springfield, MO Metro Area vs Toledo, OH Metro Area — not the cities proper.

Springfield comes out ahead, winning 6 of the 9 clearly-decided measures.

Springfield costs about 3% less to live in, and household incomes are similar. Adjusted for local prices, a typical paycheck stretches further in Springfield.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Springfield, MO
$58,705
take-home / yr · 22% to tax
$66,269
real value after local prices
Toledo, OH
$59,967
take-home / yr · 20% to tax
$65,570
real value after local prices

On $75,000 for just you, Springfield leaves you about $699/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Springfield
Toledo
Livability (CityLedger)
52/100
44/100
Cost of living (price level, US = 100)
88.6
91.5
Cost-adjusted income (pay's real value)
$75,881
$72,271
Median household income
$67,219
$66,095
Median rent
$1,019/mo
$949/mo
Median home value
$260,000
$194,700
Unemployment
2.8%
4.6%
Bachelor's degree or higher
32.8%
31.6%
Average commute
22.5 min
20.9 min
Air quality (median AQI)
45
53
Avg temperature
56°F
52°F

Choose Springfield for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Unemployment
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Springfield profile →

Choose Toledo for

  • + Median rent
  • + Median home value
  • + Average commute
Full Toledo profile →

Springfield vs Toledo — frequently asked

Is Springfield cheaper than Toledo?
Springfield is cheaper: its overall cost of living runs about 3% below Toledo's (BEA Regional Price Parities).
Which has higher household income, Springfield or Toledo?
Household incomes are similar — $67,219 in the Springfield metro versus $66,095 in Toledo (U.S. Census Bureau, ACS).
Does a paycheck go further in Springfield or Toledo?
A paycheck stretches further in Springfield. Adjusted for local prices, the median income is worth $75,881 there versus $72,271 in Toledo.
Which has cheaper rent, Springfield or Toledo?
Toledo has cheaper rent — a median of $949/mo versus $1,019/mo (U.S. Census Bureau, ACS).